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Home Loan Refinancing
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Home Loan Refinancing
Move your existing home loan to a new one to change your instalment or tenure, or to cash out.
What is Home Loan Refinancing?
Home loan refinancing means replacing your current home loan with a new one, either with your existing bank or a different bank. The new loan pays off the old balance, and from then on you repay under the new loan's terms.
Suitable for
- Lower your monthly instalments through a lower interest rate or a longer loan tenure.
- Cash out on your property's increased value for other needs such as renovation, education funds or settling other debts.
- Shorten your loan tenure to pay off sooner.
- Switch your loan type (e.g. conventional to Islamic, or to a more competitive bank).
How CrediPro helps
- Help you weigh the costs of refinancing against its potential benefits
- Compare options from different banks and explain the requirements clearly
- Help you prepare your documents, then submit and follow up on the application with your consent
Information Required
- CTOS Report
- Latest 3 months' payslips
- Latest 3 months' bank statements
FAQ
Related questions
Can CrediPro help if my bank loan application was rejected?
We can help improve your chances of bank approval. We review your situation to understand what may be affecting your application and explain which options may still be available. Every case is different, and the final decision is made by the bank or financier.
What information do I need for an initial consultation?
To get started, please have these ready:
- CTOS report
- Latest 3 months' payslips
- Latest 3 months' bank statements
Is loan approval guaranteed?
We understand each bank's criteria and which banks suit your financial profile, so we can help improve your chances of approval. That said, the final decision is the bank's, so approval can't be guaranteed.
How does the consultation process work?
Message us on WhatsApp and tell us about your situation. Our consultant reviews it with you, explains potentially suitable options and their requirements, and you decide whether to proceed. Payment only after approval. No upfront fee.
Next step
Let's Talk About Your Financing Options
Speak with our financial advisors to discuss your situation, understand your options, and find a way forward that suits your needs.
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