Personal Financing
Cash for your personal needs, repaid in monthly instalments.
Learn MoreFinancial Consultant · Malaysia
Bank Loan Rejected? We Can Help You.
Explore financing options that match your needs with guidance from our loan consultants.
Private consultation · Your information is handled confidentially.
We compare options from…
Bank names for reference only. CrediPro is not an official agent of any bank.
Our Services
For salaried employees, the self-employed and SME owners. Choose the service that best fits your needs.
Home Loan Refinancing
Move your existing home loan to a new one to change your instalment or tenure, or to cash out.
Learn MoreDebt Consolidation
Combine several debts into one loan with a single monthly payment.
Learn MoreSME / Business Financing
Financing for your business's working capital, assets or growth.
Learn MoreHow It Works
3 Simple Steps to Your Loan
No complicated forms. Just fill in your details and we'll reach out on WhatsApp.
Fill In Your Details
Tell us your loan type, amount, and name. Takes less than 2 minutes.
We Assess & Compare
Our advisors review your profile, compare banks, and recommend the best options for you.
Get Approved
We submit your application, follow up with the bank, and get you approved fast.
Customer Reviews
What Our Clients Say
Dua bank reject saya, tapi CrediPro kao tim dalam 3 hari je! Fee pun murah gila compare ejen lain. Memang terbaik, confirm recommend!
Need working capital urgent for my biz. These guys very pro lah, and charge way cheaper than the first firm I tanya. Steady!
Advisor dia sabar gila explain semua. Yuran murah berbanding company lain. Loan lulus tak sampai seminggu, fuyoh laju!
Consolidate my debt here, monthly payment turun almost RM800. Advice honest, fee reasonable. Process took a bit longer than expected, but overall worth it lah.
DSR saya dah tinggi, ingatkan tak boleh, tapi diorang tau bank mana sesuai. Service pro, harga berpatutan. Padu!
Refinance my house, now save RM400 every month. Team very professional and cheaper than the banker who approached me. No hal!
Senang je urusan, advisor reply WhatsApp laju gila. Fee murah, memang berbaloi. Terima kasih banyak-banyak!
Family emergency, need money fast. Got approved within a week, fee very fair compared to others. Only thing, a bit hard to reach on weekend, but still ok lah.
Dulu apply sendiri asyik kena reject. Guna CrediPro terus lulus! Charge pun lagi murah dari ejen lain. Puas hati gila!
I was under AKPK, thought confirm no bank entertain. But they reviewed honestly and got me approved. Pro and affordable, tak tipu!
Power la CrediPro! Fee murah kalau compare tempat lain. Staff layan elok macam VIP. Loan kereta lulus dalam beberapa hari je. Terror!
Compare a few firms, CrediPro fee paling murah and advisor paling pro. SME loan approved, no headache one. Confirm recommend!
Advisor betul-betul tolong sampai habis, bukan ambik duit pastu hilang. Yuran reasonable, tak mahal macam tempat lain. Best!
Profile check free, only pay if approved, no hidden charge. Cheaper than my previous agent. Response can be a bit slow sometimes, but result still steady.
Proses laju gila. CCRIS saya ada isu sikit tapi diorang still boleh bantu. Harga berpatutan, tak mahal. Memang terbaik wei!
Excellent service lah. Advisor explain every step clearly, fees transparent and affordable. Approved first try, syok!
Saya rekemen kat semua kawan. Pro, jujur, yuran murah. Loan business lulus senang je. Mantap!
I shop around already, CrediPro fee the most reasonable by far. Pro, fast reply, and actually got me approved. Boleh tahan!
Tak menyesal pilih CrediPro. Murah, cepat, advisor helpful gila. Memang the best dalam Malaysia, no tipu!
Refinancing senang je with them. Pro team, fair price, much cheaper than other consultants. Save a lot every month, syabas!
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About Us
Why CrediPro?
CrediPro is a professional financial consultant in Malaysia. We help you understand your financing options before you decide. With an in-depth understanding of each bank's criteria, we match your profile with suitable banks to improve your chances of approval.
- Personalised Financing GuidanceGuidance based on your own situation and profile, not a one-size-fits-all package.
- Confidential ConsultationYour information is handled confidentially and is not shared without your consent.
- Clear & Transparent CommunicationWe explain the requirements, fees and next steps clearly before you decide. Payment only after approval. No upfront fee.
FAQ
Frequently asked questions
Do you charge any fees?
Your profile check and consultation are completely free, and there is nothing to pay upfront — no deposit, no processing fee, no hidden charges. You only pay a success fee once your loan is approved and disbursed. If your loan is not approved, you pay nothing.
Why use a loan advisor instead of applying at the bank myself?
Applying to a single bank and getting rejected can dent your credit record and cost you weeks. We compare options across many banks, match you to the ones that best fit your profile, and help you present your application properly — saving you time and improving your chances. Our advice stays free unless your loan is approved.
What documents do I need to apply?
To get started, you only need three things:
- CTOS report
- Last 3 months’ payslips
- Last 3 months’ bank statements
How long does approval take?
It depends on the type of financing:
- Personal loans — 3 to 7 working days
- Business loans — 2 to 4 weeks
- Refinancing — 4 to 8 weeks (due to legal processes)
Can I apply if I am self-employed or a freelancer?
Yes. Business owners, freelancers, commission earners and gig workers can all apply. The paperwork differs slightly — usually your bank statements and business or commission records in place of payslips — and we will guide you on exactly what each bank requires.
Can I apply with a low credit score (CCRIS / CTOS)?
Yes. We work with clients from all credit backgrounds, including those with existing commitments. Message us for an honest, no-obligation assessment.
Can I apply if I am under AKPK?
Yes. Being under AKPK does not automatically disqualify you — our advisors will review your case and recommend the most suitable options.
My DSR has burst — can I still apply?
Yes. Helping clients whose DSR (Debt Service Ratio) has exceeded the limit is one of our specialities. We know which banks and strategies give you the best chance of approval.
Can I still apply if I already have existing loans?
Yes. Having existing loans does not rule you out. If the repayments are becoming a burden, we can also look at debt consolidation — combining several commitments into a single, lower monthly repayment. Message us and we will review your situation.
Can I apply if I am working in Singapore?
Yes. If you are a Malaysian working in Singapore, you may still qualify. Please contact our consultant for more information on the documents and options available to you.
Do you offer Islamic financing?
Yes. We arrange both conventional and Islamic (Shariah-compliant) financing from Bank Islam, Bank Muamalat, Maybank Islamic and others — just let us know your preference.
Next step
Let's Talk About Your Financing Options
Speak with our financial advisors to discuss your situation, understand your options, and find a way forward that suits your needs.
Get a Free Consultation